Card-not-present acceptance for businesses that mainstream processors decline or price out.

Hollis Payments is an independent sales organization. We place merchant accounts for MOTO, virtual terminal and recurring billing through sponsoring acquirers — with underwriting that reads your business, not just your industry code.

Request an assessment See pricing

What we place

MOTO / keyed entry

Phone and mail orders where the card is not present. Keyed transactions through a terminal or gateway, with the descriptor set to your DBA.

Virtual terminal

Browser-based entry for invoice, wholesale and B2B accounts. Supports AVS and CVV checks on every transaction.

Recurring & subscriptions

Stored-credential billing with a defined retry schedule and a chargeback ratio we monitor with you monthly.

We do not process transactions ourselves. Card processing is performed by the sponsoring acquirer; Hollis Payments is compensated by that acquirer, not by you.

Who we work with

Hospitality & travel

Lodging, excursions, seasonal bookings, deposits and no-shows.

Home & field services

HVAC, plumbing, roofing, landscaping — invoiced after the job.

Auto & equipment

Parts, repair, towing, machinery and specialty dealers.

Professional services

Legal, medical billing, consulting, education and coaching.

Specialty retail

Phone and catalog orders, custom goods, pre-orders.

B2B & wholesale

Net terms, invoice payment by card, recurring accounts.

Pricing and terms

Item	Typical range	Notes
Discount rate	3.50% – 4.90%	Set by the acquirer after underwriting; depends on ticket size, volume and chargeback history
Per-transaction	$0.25 – $0.30	Keyed and MOTO transactions
Rolling reserve	5% – 10%	Held 90–180 days, then released on schedule
Monthly	$0 – $25	Gateway and statement fees, if applicable
Settlement	T+2	Domestic USD, business days
Chargeback fee	$15 – $25	Per dispute, per the acquirer's schedule

Rates shown are ranges observed across acquirers, not a quote. All accounts are subject to underwriting review and approval by the sponsoring acquirer. No approval is guaranteed and no rate is fixed until a merchant agreement is countersigned.

How an application runs

Business review (day 1). We look at what you sell, average ticket, monthly volume, refund policy and expected chargebacks. If the numbers do not support an approval, we say so before you pay anything.
Documentation (day 1–2). Formation documents, ownership ID, bank letter, processing statements if you have them, and a working website with terms, privacy, refund and delivery pages.
Underwriting (day 3–5). The acquirer reviews the file and may call your business line. Decision, rate and reserve are issued in writing.
Live (day 5–7). Gateway credentials, terminal or virtual terminal access, descriptor confirmation, then a live test transaction.

Contact

Email	[email protected]
Phone	+1 302 555 0142 (Mon–Fri, 9:00–18:00 ET)
Office	30 N Gould St, Suite R, Sheridan, WY 82801, United States
Entity	Hollis Payments LLC