Open an application

Three fields to start, then the ones an underwriter actually opens. You'll get a written assessment within one business day, and a decision in three to five.

The underwriter opens this first. If you sell nothing online it still needs to describe the business.

A chargeback history doesn't disqualify you. It sets your starting tier and your watch window — a file with history gets managed more carefully, not rejected.

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Submitted for review.

You'll get a written assessment within one business day, and a decision in three to five. If the answer is no, you'll get the reason and the number behind it. We don't ask for statements, tax returns, or a call before we'll talk to you.

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